It’s reached that time of year again when big money has to be found to renew my health insurance policy. I freely admit that this has proved to be a good investment over the years as I have a complicated medical history which has resulted in higher than average expenses. I’m happy to pay out good money for health insurance but I would much prefer to contribute to a scheme that funds an efficiently-run single tier, not-for-profit health service rather than contribute to what is fast becoming an apartheid approach to healthcare in Ireland.
The Irish health service is set to be radically privatised over coming years. Tax incentives introduced by our government, are leading to the rapid development of private hospitals throughout the state. Some of these hospitals will be co-located on publicly owned land thus duplicating the need for highly trained staff in the one location. Privately insured patients will soon have every luxury imaginable available to them while public patients will continue to suffer in our poorly funded health service. Furthermore, the revised contract of employment for hospital consultants is set to complicate the system even more. Some of the consultants will be allowed to work with public patients only, others can opt to engage in limited private practice on the public hospital campus or in the co-located hospitals while a third type will work in the public system but will also treat patients outside the public hospital campus. It strikes me that this system of healthcare will benefit the consultants and the private insurance companies but does little to improve conditions for public patients. It’s no harm to bear in mind that every citizen in this state is entitled to a bed in a public hospital but with the chaos in existence, more than 50 percent of the population have opted to take-out private health insurance. With the escalation of private hospitals, it’s inevitable that a sharp increase in premiums will follow and more and more people will be forced to drop their private insurance. If the underfunded public sector cannot cope with it’s present burden, how on earth is it going to cope with a further influx from the private sector?
Patients shouldn’t have to negotiate a minefield of options when choosing health insurance. I don’t want to be forced to buy into a 2-tier health system where the type of care offered depends on the type of insurance held. When I become ill, all I want is to be guaranteed a bed in a clean, efficiently-run hospital which will provide good care when it’s needed. Public patients are presently being denied this basic right. I’m prepared to pay for this right but I believe that it should be available to everyone via a universal system of health insurance. What’s good enough for one, should be good enough for all. When I’m sick, I don’t want or need an á la carte menu. I want doctors who will treat me because I am ill, not because of the insurance I hold or because they can make a fast buck by offering me a bed in a high tech facility. The present plans for the reform of our health service are totally absurd. Is it really too much to ask for some common sense to be applied before it’s too late?